Credit Cards & Medical Bills

 A Common, Solvable Issue

If you are facing overwhelming credit card and/or medical debt, you are not alone. Credit card debt and medical bills are two of the most common reasons people file for bankruptcy. There is a solution. By filing for bankruptcy, you may be able to completely discharge your credit card debt and medical bills. To learn how bankruptcy can offer needed relief without damaging your financial future, contact a bankruptcy attorney at Evans Law Offices in San Jose or Santa Cruz. We serve clients throughout Northern California.

Credit Card Debts, Medical Bills And Bankruptcy

The high interest rates charged by credit card companies make it difficult, if not impossible, for many people to repay their debts. In fact, just paying the monthly minimum payment on large credit card debts means that you could be repaying credit card debt for many years without significantly paying down the principal.

Medical bills are another common cause of bankruptcy. A 2009 article by CNN provides a startling account:

This year, an estimated 1.5 million Americans will declare bankruptcy. Many people may chalk up that misfortune to overspending or a lavish lifestyle, but a new study suggests that more than 60 percent of people who go bankrupt are actually capsized by medical bills.

Discharge Credit Card Debt And Medical Bills With Bankruptcy

There is a solution. Through a Chapter 7 bankruptcy, you may be able to completely discharge your credit card debt and medical bills. While you must meet certain eligibility standards to qualify for a Chapter 7 bankruptcy, many of the people who contact our office are eligible for such relief.

If you are not eligible for Chapter 7 bankruptcy, you may still be able to discharge a portion of your credit card debt and medical bills with a Chapter 13 bankruptcy.

A Firm With Real Experience

Our attorneys have more than 20 years of legal experience and have helped thousands of clients obtain debt relief. We have extensive experience in Chapter 7 and 13 bankruptcy cases. We also assist clients with debt settlements and other debt relief measures. As a client of our firm, you will have an experienced and dedicated advocate on your side.

Speak With An Attorney Today, At No Cost

From our law offices in San Jose and Santa Cruz, we serve clients throughout Santa Clara County and Northern California. To schedule a free consultation with a bankruptcy lawyer at our firm, call 408-298-8910 or contact us by email. Evening and weekend appointments are available upon request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.