Debt Settlement in Lieu of Bankruptcy
How To Negotiate Your Debt Down
- Credit card debts
- Medical bills
- Judgment debts
- Second mortgage debts
- Personal loan debts
- Tax debts
In addition to negotiating debt settlements directly for our clients, we also utilize civil litigation in limited cases for the benefit of our clients (with their express consent). For individuals who wish to negotiate a settlement on their own, we also offer helpful advice for a reasonable fee. To learn more, contact our law office in San Jose, California. We are pleased to offer a free consultation.
How Debt Settlement Works
If retained to handle your case, we work for you, and only you. We will negotiate directly on your behalf with your creditor to seek a settlement on your behalf. Because we are known as a bankruptcy law firm, it will be clear to your creditor that bankruptcy is on the table as an option if he or she is not willing to be reasonable. As a result, we have had tremendous success obtaining settlements that significantly reduce the debts of our clients!
You Need An Honest, Experienced Advocate
Did you know that when you settle debts, you could potentially be exposed to tax liabilities? Unfortunately, some debt settlement companies may not provide the candid advice you require. You need an attorney who is committed to protecting your rights.
When we handle debt negotiations, we attempt to negotiate a settlement that protects our clients from tax liabilities – and we are often successful in achieving that objective.
When you visit our office for your free consultation, we will be pleased to answer your questions and provide candid advice about your rights and responsibilities. We believe strongly that an informed client is an empowered client.
Take The First Step To Freedom: Call Today
We serve clients throughout Northern California. To schedule a free consultation with a San Jose debt settlement attorney at our firm, call 408-298-8910 or contact us by email. Monterey, San Benito and Santa Cruz County clients may contact us at 831-998-8144. Evening and weekend appointments are available upon request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.