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Chapter 7 is the fast bankruptcy chapter that helps people to eliminate most kinds of debts. Chapter 7 is the relatively low cost bankruptcy chapter. Our attorneys are uniquely qualified to do your Chapter 7 case because our bankruptcy attorneys handle all aspects of the case. That is to say, there are many ways that a case can “go south” and not all attorneys have the unique experience of working in depth in the area of bankruptcy litigation and Chapter 7 exemption litigation and planning. Some attorneys are so focused on the goal of having you hire them, that they forget to check some of the important aspects of a case filing’s history causing bankruptcy litigation and asset seizures that our attorneys will assist after the problems have occurred.
The goal for Chapter 7 is to have a case that is low cost relative to the debt and that is easy on the client. These are just two of the attributes that our attorneys ensure every client has, a decrease in stress and the knowledge that their attorney can handle and will handle any situation that comes up.
Chapter 7 Bankruptcy is a financial tool for every American. Bankruptcy is our constitutional right and many esteemed individuals in history have used bankruptcy as a tool in order to achieve the promise of the fresh start that Chapter 7 offers.
Chapter 7 liquidation, as the low cost and fast bankruptcy, will remove most types of debt from further credit reporting, as the Chapter 7 bankruptcy discharge removes most types of debts from further collections, these include:
With a Chapter 7 bankruptcy, you may completely discharge credit card bills, medical bills and most other types of consumer or business debt. You may even be able to discharge certain tax debts and judgments.
To learn more, contact Evans Law Offices in San Jose, San Francisco, Sacramento, Santa Cruz or Monterey Counties. Our attorneys have handled thousands of Chapter 7 cases. We can provide the skilled and knowledgeable representation you require. If bankruptcy is not right for you, we also provide debt settlement services.
Chapter 7 bankruptcy provides swift relief from creditor collection efforts. When your bankruptcy petition is filed with the court, an automatic stay order goes into effect that temporarily halts most creditors from taking any further collection activity against you. The automatic stay will help put a stop to collection calls, wage garnishments, ongoing lawsuits and other adverse collection measures.
The automatic stay will not bar all creditors, and limited creditors may seek permission of a bankruptcy court to pursue certain claims. However, the automatic stay puts a halt to most forms of creditor collection efforts. The stay gives the Debtor time to sort through issues of reaffirmation for secured debt if applicable, and redemption or replacement financing for vehicles. Time is also given to allow for preference litigation, or judgment lien stripping.
We serve clients throughout Northern California. To schedule a free consultation with a San Jose bankruptcy lawyer at our firm, call (408) 298-8910 or (831) 998-8144 contact us by email. Evening and weekend appointments are available upon request. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
We serve clients throughout Northern California. To schedule a free consultation with bankruptcy or family law lawyer at our firm, call (408) 298-8910 or (831) 998-8144 or contact us by email. Evening and weekend appointments are available upon request. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.